The pattern of the total overvaluation of at-risk properties in the Lower 48 states reveals hot spots of risk, Andrew writes.

Zoom in: Specifically, coastal areas show high amounts of overvaluation.

  • Spikes also show up in West Virginia and other parts of Appalachia.
  • In Texas, it is clear that the biggest cities, including Houston and Dallas, have a significant amount of overvaluation.
  • Florida tops the list, accounting for about $50.2 billion based on the actual threat, the study found.